Previously Known As : Aditya Birla Sun Life Treasury Optimizer Plan
Aditya Birla Sun Life Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 5
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹351.75(R) +0.01% ₹364.51(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.74% 6.17% 6.51% 7.05% 7.47%
LumpSum (D) 8.11% 6.54% 6.88% 7.4% 7.81%
SIP (R) -8.89% 5.24% 5.7% 5.54% 6.11%
SIP (D) -8.59% 5.61% 6.06% 5.9% 6.47%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.79 -0.25 0.59 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.94% 0.0% -0.41% - 0.74%
Top Banking and PSU Fund
Fund Name Rank Rating
ICICI Prudential Banking & PSU Debt Fund 1
UTI Banking & PSU Fund 2
Dsp Banking & Psu Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Banking & PSU Debt Fund - REGULAR - Quarterly IDCW 101.37
0.0100
0.0100%
Aditya Birla Sun Life Banking & PSU Debt Fund - retail - quarterly IDCW 102.45
0.0100
0.0100%
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW 102.7
0.0100
0.0100%
Aditya Birla Sun Life Banking & PSU Debt Fund - Direct - Quarterly IDCW 103.11
0.0100
0.0100%
Aditya Birla Sun Life Banking & PSU Debt Fund - retail - monthly IDCW 111.58
0.0100
0.0100%
Aditya Birla Sun Life Banking & PSU Debt Fund - REGULAR - MONTHLY IDCW 111.8
0.0100
0.0100%
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - MONTHLY IDCW 115.75
0.0100
0.0100%
Aditya Birla Sun Life Banking & PSU Debt Fund - REGULAR - IDCW 144.48
0.0200
0.0100%
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth 351.75
0.0400
0.0100%
Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth 364.51
0.0400
0.0100%
Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan-Growth 528.02
0.0600
0.0100%

Review Date: 17-01-2025

Aditya Birla Sun Life Banking & Psu Debt Fund has exhibited good performance in the Banking and PSU Debt Fund category. The fund has rank of 5 out of 19 funds in the category. The fund has delivered return of 7.74% in 1 year, 6.17% in 3 years, 6.51% in 5 years and 7.47% in 10 years. The category average for the same periods is 7.69%, 6.05%, 6.28% and 7.11% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 0.94, VaR of 0.0, Average Drawdown of -0.41, Semi Deviation of 0.74 and Max Drawdown of -0.41. The category average for the same parameters is 1.29, -0.45, -0.58, 0.94 and -0.87 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Aditya Birla Sun Life Banking & Psu Debt Fund direct growth option would have grown to ₹10811.0 in 1 year, ₹12092.0 in 3 years and ₹13945.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Aditya Birla Sun Life Banking & Psu Debt Fund direct growth option would have grown to ₹11433.0 in 1 year, ₹39210.0 in 3 years and ₹69947.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 0.94 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.79 which shows good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.38
0.42
0.15 | 0.51 20 | 22 Poor
3M Return % 1.40
1.41
1.05 | 1.72 10 | 22 Good
6M Return % 3.73
3.68
3.42 | 3.88 8 | 22 Good
1Y Return % 7.74
7.69
7.15 | 8.42 9 | 22 Good
3Y Return % 6.17
6.05
5.39 | 8.26 4 | 19 Very Good
5Y Return % 6.51
6.28
5.60 | 7.22 4 | 15 Very Good
7Y Return % 7.05
6.83
5.95 | 7.57 4 | 15 Very Good
10Y Return % 7.47
7.11
6.32 | 7.47 2 | 12 Very Good
15Y Return % 26.11
13.65
6.91 | 26.11 1 | 3 Very Good
1Y SIP Return % -8.89
-8.96
-9.28 | -8.77 9 | 22 Good
3Y SIP Return % 5.24
5.16
4.82 | 5.62 7 | 19 Good
5Y SIP Return % 5.70
5.60
5.11 | 6.64 5 | 15 Good
7Y SIP Return % 5.54
5.38
4.83 | 5.85 5 | 15 Good
10Y SIP Return % 6.11
5.82
5.28 | 6.16 3 | 13 Very Good
15Y SIP Return % 19.01
9.67
6.17 | 19.01 1 | 4 Very Good
Standard Deviation 0.94
1.29
0.73 | 3.21 5 | 19 Very Good
Semi Deviation 0.74
0.94
0.52 | 1.70 5 | 19 Very Good
Max Drawdown % -0.41
-0.87
-2.46 | 0.00 6 | 19 Good
VaR 1 Y % 0.00
-0.45
-2.69 | 0.00 6 | 19 Good
Average Drawdown % -0.41
-0.58
-1.67 | 0.00 10 | 19 Good
Sharpe Ratio -0.79
-0.80
-1.12 | 0.38 7 | 19 Good
Sterling Ratio 0.59
0.55
0.41 | 0.77 4 | 19 Very Good
Sortino Ratio -0.25
-0.24
-0.36 | 0.36 7 | 19 Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.41 0.46 0.18 | 0.55 19 | 21
3M Return % 1.48 1.51 1.13 | 1.81 12 | 21
6M Return % 3.90 3.88 3.62 | 4.06 9 | 21
1Y Return % 8.11 8.09 7.55 | 8.70 13 | 21
3Y Return % 6.54 6.48 5.78 | 8.56 5 | 18
5Y Return % 6.88 6.72 6.01 | 7.44 6 | 14
7Y Return % 7.40 7.25 6.13 | 7.90 5 | 14
10Y Return % 7.81 7.49 6.81 | 7.88 4 | 12
1Y SIP Return % -8.59 -8.63 -8.95 | -8.45 10 | 21
3Y SIP Return % 5.61 5.57 5.27 | 5.92 7 | 18
5Y SIP Return % 6.06 6.00 5.49 | 6.90 5 | 14
7Y SIP Return % 5.90 5.79 5.23 | 6.19 6 | 14
10Y SIP Return % 6.47 6.24 5.71 | 6.58 3 | 12
Standard Deviation 0.94 1.29 0.73 | 3.21 5 | 19
Semi Deviation 0.74 0.94 0.52 | 1.70 5 | 19
Max Drawdown % -0.41 -0.87 -2.46 | 0.00 6 | 19
VaR 1 Y % 0.00 -0.45 -2.69 | 0.00 6 | 19
Average Drawdown % -0.41 -0.58 -1.67 | 0.00 10 | 19
Sharpe Ratio -0.79 -0.80 -1.12 | 0.38 7 | 19
Sterling Ratio 0.59 0.55 0.41 | 0.77 4 | 19
Sortino Ratio -0.25 -0.24 -0.36 | 0.36 7 | 19
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.01 ₹ 10,001.00 0.01 ₹ 10,001.00
1W 0.11 ₹ 10,011.00 0.12 ₹ 10,012.00
1M 0.38 ₹ 10,038.00 0.41 ₹ 10,041.00
3M 1.40 ₹ 10,140.00 1.48 ₹ 10,148.00
6M 3.73 ₹ 10,373.00 3.90 ₹ 10,390.00
1Y 7.74 ₹ 10,774.00 8.11 ₹ 10,811.00
3Y 6.17 ₹ 11,968.00 6.54 ₹ 12,092.00
5Y 6.51 ₹ 13,709.00 6.88 ₹ 13,945.00
7Y 7.05 ₹ 16,107.00 7.40 ₹ 16,482.00
10Y 7.47 ₹ 20,548.00 7.81 ₹ 21,219.00
15Y 26.11 ₹ 324,446.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.89 ₹ 11,413.50 -8.59 ₹ 11,433.34
3Y ₹ 36000 5.24 ₹ 38,994.34 5.61 ₹ 39,209.90
5Y ₹ 60000 5.70 ₹ 69,307.14 6.06 ₹ 69,947.28
7Y ₹ 84000 5.54 ₹ 102,301.25 5.90 ₹ 103,609.80
10Y ₹ 120000 6.11 ₹ 164,266.92 6.47 ₹ 167,338.20
15Y ₹ 180000 19.01 ₹ 876,832.20 ₹


Date Aditya Birla Sun Life Banking & Psu Debt Fund NAV Regular Growth Aditya Birla Sun Life Banking & Psu Debt Fund NAV Direct Growth
17-01-2025 351.7485 364.5148
16-01-2025 351.7088 364.4703
15-01-2025 351.2672 364.0093
14-01-2025 351.1061 363.8389
13-01-2025 351.0146 363.7407
10-01-2025 351.3663 364.0949
09-01-2025 351.3285 364.0525
08-01-2025 351.3911 364.1139
07-01-2025 351.4288 364.1496
06-01-2025 351.2559 363.967
03-01-2025 351.028 363.7207
02-01-2025 350.9207 363.6061
01-01-2025 350.9108 363.5925
31-12-2024 350.8759 363.5529
30-12-2024 350.7674 363.4371
27-12-2024 350.5861 363.2391
26-12-2024 350.4796 363.1254
24-12-2024 350.3846 363.0202
23-12-2024 350.4599 363.0949
20-12-2024 350.2394 362.8564
19-12-2024 350.2497 362.8637
18-12-2024 350.5036 363.1233
17-12-2024 350.4166 363.0298

Fund Launch Date: 01/Jan/2000
Fund Category: Banking and PSU Fund
Investment Objective: To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.
Fund Description: ABSL Banking and PSU Debt Fund is an income generating scheme investing in a portfolio of securities issued by government owned entities like PSUs & PFIs which makes the portfolio highly credit worthy.
Fund Benchmark: CRISIL Short Term Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.